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  • Independent agency: we compare multiple carriers for auto, liability, workers’ comp and property
  • Every request reviewed by a live, licensed agent
  • No pressure and no spam, just a straight answer

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Commercial auto and business insurance for Florida companies

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Submitting this form, sending an email or text, or leaving a voicemail does not bind, modify, renew, or cancel insurance coverage. Coverage is effective only after written confirmation from an authorized licensed representative or insurer, subject to underwriting approval, any required payment, the stated effective date, and all policy terms. Website information is general education and is not legal, regulatory, tax, safety, or contract-compliance advice.

What happens after you submit

  1. A licensed agent reads your request and notes anything that is missing.
  2. We contact you by phone, text or email, typically within one business day, to ask about your business, vehicles, drivers and the limits you need.
  3. We shop the carriers available to us and walk you through the options we find. The insurer decides eligibility and price after underwriting.

What to have ready

  • For vehicles: a list of your vehicles with VINs, your drivers and their license numbers, your current declarations page, and loss runs if you have them.
  • For general liability and workers’ comp: your estimated yearly revenue and payroll, and what each type of worker does.
  • For contracts: any certificate or insurance requirements from a customer, general contractor or landlord.

You don’t need everything before you submit. We can help you fill in what is missing.

Raymundo Guzman, licensed commercial auto insurance agent at Covered By Guzman

About the Author

Raymundo Guzman

I’m Raymundo Guzman, an independent insurance agent and the owner of Covered by Guzman. I help business owners across Tampa Bay and central Florida find commercial auto, general liability, workers’ compensation, and related business coverage that matches how they actually operate, comparing options across the carriers available to me rather than selling one company’s product.

Independent Insurance Agent · License #W512374 | NPN #18906048 · 813-302-7151