Privacy Policy

Last Updated: September 27, 2026

At Covered by Guzman, we are committed to protecting your privacy as a visitor to this website and as our customer. This policy explains what we collect, how we use it and who we share it with.

Covered by Guzman is a trade name of J&C Agency LLC. Insurance services are provided by Raymundo Guzman, Florida License #W512374, NPN 18906048, affiliated with Mesa Insurance Agency. J&C Agency LLC is the owner of the information collected on this website. We will not sell, disseminate, disclose, trade, transmit, transfer, share, lease, or rent any personally identifiable information to any third party not specifically authorized by you to receive your information except as we have disclosed to you in this Privacy Policy.

Information Collection

We will ask you to provide your personal information to us when you enroll for coverage and when you purchase an insurance policy from us. We will also ask you to provide your personal information to us when you send an email or submit a form on this website. When you enroll for an insurance policy with Covered by Guzman, we will ask you to provide your name, address, telephone number, and email address. This information will be provided to the insurance carrier when you purchase a policy so they can establish you as a policyholder. We maintain a record of your information so we can provide you with policyholder service.

When you purchase an insurance policy from Covered by Guzman, you will pay premiums with your credit card or personal check. If you use your credit card, that information is not retained by us after your purchase is authorized. If you pay by personal check, we may keep a copy of your check in your file.

Consent for Communications

When you send us a request through our website, we use your contact information to respond to that request by phone, text or email about the quote or service you asked for. We send marketing calls or texts, including ones that may use automated technology, only if you check the separate marketing consent box on our form. That consent is optional and is not a condition of buying insurance or receiving a quote. You can withdraw your consent at any time by calling or texting 813-302-7151, replying STOP to a text, or following the opt-out instructions in the message.

Opt-Out Options

  • Replying “STOP” to any text message.
  • Clicking the “Unsubscribe” link in marketing emails.
  • Contacting us directly at 813-302-7151 or Rguzman@CoveredByGuzman.com.

Telephone Consumer Protection Act (TCPA)

Under the Telephone Consumer Protection Act (TCPA), we need your prior express written consent before we send marketing calls or texts that use automated technology. You give that consent only by checking the marketing consent box on our form. Submitting a request without checking the box does not sign you up for marketing calls or texts.

Data Retention

Covered by Guzman retains your personal information as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements. If you wish to have your data deleted, please contact us at 813-302-7151.

Cookies

A cookie is a small piece of data stored on a visitor’s device while visiting this website. We may use short-lived cookies to identify one visitor from another during a session and to carry forward information you have entered during a form or enrollment process. No personally identifiable information is stored in the cookie itself. Cookies expire when you close your browser or after a period of inactivity.

Third-Party Links

This website may contain links to third-party websites not controlled by Covered by Guzman. These links are provided as a convenience, and you use them at your own risk. We are not responsible for the content or privacy practices of third-party websites. Our Privacy Policy applies only to information we collect while you are on our website.

Changes to This Privacy Policy

We reserve the right to update this Privacy Policy without advance notice.

Contact Us

If you have questions about this Privacy Policy, contact us at:
Covered by Guzman
Wesley Chapel, Florida
Phone: 813-302-7151
Email: Rguzman@CoveredByGuzman.com

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Submitting this form, sending an email or text, or leaving a voicemail does not bind, modify, renew, or cancel insurance coverage. Coverage is effective only after written confirmation from an authorized licensed representative or insurer, subject to underwriting approval, any required payment, the stated effective date, and all policy terms. Website information is general education and is not legal, regulatory, tax, safety, or contract-compliance advice.