Last updated: November 2026
By using this website, you agree to these terms. If you do not agree, please do not use the site.
Who we are
This website is operated by J&C Agency LLC, doing business as Covered by Guzman. Licensed Florida insurance agent: Raymundo Guzman, License #W512374.
General information only
Everything on this site is general information. It is not insurance, legal, tax or financial advice, and it may not fit your situation.
No coverage by using the site
Using this site or submitting a form does not bind, change or cancel any insurance coverage. Coverage starts only when an insurance company issues a policy, and the policy controls what is covered.
No fee for quotes
There is no fee to request a quote from us.
Links to other sites
This site may link to other websites. We do not own or control them and are not responsible for them.
Site provided as is
We try to keep the site accurate, but it is provided “as is,” and we do not promise it will be complete, current or always available.
Florida law
These terms are governed by the laws of the State of Florida.
Changes
We may update these terms from time to time. The date at the top shows when they were last changed. Using the site after a change means you accept the new terms.
Contact us
Email: rguzman@coveredbyguzman.com
Phone, text and WhatsApp: 813-302-7151
Hours: 7 days a week, 8am to 9pm
